Digital Platformer Files Patent for Digital Currency Management System for Bank Deposit-Based Stablecoins
〜Next-generation payment infrastructure with tokenized deposits without modifying the existing banking system
2025年4月7日
(Headquarters: Chiyoda-ku, Tokyo; CEO: Kazutaka Matsuda) has filed a patent application with respect to a digital currency management system that enables transactions in stable coins (tokenized deposits) backed by bank deposits.
Technology Overview
This technology is a digital currency management system that enables the issuance and trading of deposit-type stable coins (tokenized deposits) on the blockchain without any modification to existing bank account systems.
Digital assets, equivalent to a user’s bank deposits, can be managed on the blockchain, allowing for the immediate and low-cost transfer of funds in the form of tokens.
Development Background
In Japan, the ratio of cashless payments remains low compared to international standards, and the high cost of payment fees and cash distribution is a social issue.
Digital Platformer is working to solve these issues with the mission of “reducing the cost of moving money and travel time to as little as possible.
We have already introduced this technology in the deposit-type stable coin (TOCHICA) issued by Hokkoku Bank, Ltd. By utilizing a digital currency management system, we have achieved a secure and efficient linkage between the banking system and the blockchain, resulting in extremely low settlement fees on an international level.
Reference: Hokkoku Bank, “Tochituka”: https://tochituka.com/
CEO’s Statement
Kazutaka Matsuda, CEO, Digital Platformer, Inc.
This patent application is an important step toward building the next generation of currency and payment infrastructure in Japan. We will continue to search for a digital currency that is both convenient for users and sustainable, while coexisting with the existing banking infrastructure. We will continue to contribute to the efficiency and transparency of the economy by eliminating all kinds of “money inconveniences.
Future Roadmap
The application of this technology will not be limited to the local economic sphere, but will be expanded to B2C and B2B transactions, electronic money for corporate customers, and even international remittances. In collaboration with more businesses and local governments, we will promote the transformation of the payment infrastructure of society as a whole.
本件に関するお問い合わせ
デジタルプラットフォーマー株式会社
E-mail: contact@digitalplatformer.co.jp